Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Interest rates affect many of Americans’ financial moves, yet you might not really know how they work. You’re probably most familiar with interest rates as the figure that makes your credit card bills ...

Find out how lower interest rates encourage investment by reducing borrowing costs for businesses, boosting economic growth ...

NPR talks with Stacey Vanek Smith, a reporter at Bloomberg, about the effect the Federal Reserve's decision to cut interest rates could have. Now, I think what most Americans really want to know is ...

Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

Rising interest rates have become a hot topic, and for good reason. They influence everything from mortgage rates to credit cards — but they also have a significant impact on retirement savings. As we ...

Trump's proposed interest rate cap is just political positioning. The proposal isn't a regulatory certainty and ignores a ...

As a small business owner, I’ve learned the hard way that interest rates are more than just numbers on a Federal Reserve press release—they’re a powerful force that can make or break a business like ...

Q: I've invested in bonds, particularly through mutual funds, in recent years. I have been pleased with the results. However, with interest rates now being so low, I am worried about the impact on my ...