Key Points Market downturns during retirement are nearly inevitable but historically recover over time. Retirees should ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

Older adults likely began their investing careers before exchange-traded funds existed and have stuck with traditional mutual funds. But as retirement approaches, many investors look at their ...

A retirement budget compares expected income with planned expenses to see whether spending fits within available income. This ...

AAII’s PRISM Wealth-Building Process provides a framework for thinking through what simplification looks like for you.

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

A study from T. Rowe Price, in conjunction with MIT and Stanford, found that investors older than 50 have diverse preferences about equity exposure. Investors’ preferred asset allocations and ...

For 60+ year old investors, a 70% equities / 25% bonds / 5% cash mix balances growth, income, and downside protection. Focus on VOO, VTI, QQQ (40%), income ETFs like SCHD, VIG (20%), plus 10% each in ...