Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

Short-term personal loans can provide fast cash for emergencies, home repairs or other unexpected expenses. These loans typically have repayment terms under three years and may come with higher ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation.