USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

With mortgage interest rates hovering in the low 6% and home prices keeping around $415,000, many homebuyers are eager to find ways to afford property and keep monthly payments low. While there are a ...

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Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

If you're hoping to purchase a primary residence in a rural area and have been researching U.S. Department of Agriculture loans, you'll want to also become acquainted with USDA eligibility maps. These ...

The full name of this program is USDA Rural Housing Guaranteed Loan Program. We’ll simplify its name here to the USDA Loan. If you prefer, our office calls it the Meat Loan. This is the first of two ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...