Vesting in your 401(k) plan means that you own it. While you already own the amount you personally deposit in your 401(k) plan, you don't own your employer's contributions to the account until you ...

If you're fortunate enough to have access to a 401(k) plan at work, chances are, you're also eligible for some free money, as well. That's because an estimated 92% of companies that offer 401(k)s are ...

According to retirement experts at an EBRI hosted webinar, vesting forfeitures are easy to time and easy to outweigh with pay raises from another employer. An Employee Benefit Research Institute ...

I have worked at places that were so unpleasant that I consider myself lucky the vesting schedule was only six years. If they had the option, I’m convinced they would have implemented a 20-year ...

Now, more than ever, investing is an important part of retirement planning. And one of your investment options as an employee might be a 401k plan. Participating employers offer 401ks for employee ...

Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer's contributions, you'll need ...

We recently invested in a team of co-founders who had voluntarily made their own vesting longer than four years. Four-year vesting is the industry standard. Why would someone voluntarily make it ...

Founder share vesting means that a founder may keep a certain percentage or all of their stocks or shares only after leaving the company post a specified period or event. A one-year cliff is generally ...

Ah, the bliss of having a 401(k) match. Your employer contributes money to your account, matching what you save from your own paycheck pre-tax, usually matching between 50% and 100% of the amount the ...