CD Ladder: What It Is And How to Build One | Bankrate
Nov 10, 2025 · A CD ladder is a savings strategy where you open multiple CDs with different maturity dates — say, 1-year, 2-year, 3-year, 4-year, and 5-year terms — all at once.
Model CD Ladders - Fidelity
CD ladders employ a "buy & hold" strategy. Selling your CDs before maturity will incur a charge, and you might risk selling them at a price below your initial investment amount.
How to Build a CD Ladder: Enhance Liquidity and Interest Rates
Oct 4, 2025 · Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.
What Is a CD Ladder? - NerdWallet
A CD ladder is a savings strategy to put equal amounts of cash into multiple CDs. This lets you benefit from higher rates in long-term CDs while getting frequent access to funds from short …
What is a CD ladder? | Vanguard
Jun 3, 2025 · A CD ladder is a savings strategy that leverages the stability and competitive returns of CDs (certificates of deposit) while providing added flexibility. This strategy may be a …
CD Laddering: What It Is and How to Build One | Ally
May 21, 2025 · What is a CD ladder? A CD ladder is built by depositing a sum of money, equally, across multiple CD accounts with a series of end dates. As the first CD matures the cash can …
What Is a CD Ladder? How Do You Build One? | SoFi
Nov 1, 2025 · What Is a CD Ladder? A CD ladder, or certificate of deposit ladder, is a financial strategy that involves purchasing certificates of deposit with staggered maturity dates.
How to Build a CD Ladder - Marcus by Goldman Sachs®
Feb 13, 2024 · A CD ladder is a savings strategy where you spread a lump sum of money across multiple CDs (certificates of deposit) with different maturity dates. The goal of CD laddering is …
What is a CD Ladder and Is It Worth It? | Capital One
Nov 6, 2024 · What is a CD ladder strategy? How do you build one that works? Is a CD ladder worth it? Get the answers to these and all of your CD laddering questions.
What Is a CD Ladder? Here’s How to Build One Today
Jan 14, 2025 · A CD ladder is an investment strategy that spreads investment capital across CDs of varying maturities and interest rates to provide investors with a consistent source of …